I fell seriously ill while travelling twice, both times insured with Coris insurance. First time it was more like false alarm, it happened in Recife (Brazil) around 2-3 weeks after coming from the Amazonas region. There was a danger of malaria, but fortunately it was everything but malaria. Doctor came 3 hours after the call to the insurance office, and he took a lot of care. I saw both the disaster of public hospital (they did malaria testing only in public ones) and the richeness of private clinic. I tested negative for malaria and after 3 days i was feeling much better (especailly as the bill for the insurance company was enormous - 500 reals, thats around 250US$, just for two "home" visits and a malaria test - fortunately i didn't have to pay a cent, as everything was covered). But, apparently my one-week disease wasn't without consequences... Two months later, after returning home, i fell ill again... lung infection, pneumonia - atypical one, and for 2-3 weeks they had problems with establishing what was wrong with me. A
The second case happened in Peru one year later... Similar symptoms as previous year (that happened after 1,5 month travelling from Ecuador to Peru). I started feeling ill in Lima/Ica, and in Arequipa it hit me again - something (again some kind of lung infection, but not pneumonia - but i was stuck in Arequipa for 14 days ). Fortunately, after 7 days i felt much better, but with one consequence - i lost my voice for nearly 3 weeks!!! Insurance guys did again their job (and they were contacted in my homeland, as in Peru they don't have a phone number) and less than a day later i was at doctor... He gave me some medications and that was it... Again, i didn't have to pay anything. Just losing my voice wasn't really nice... Actually, i had to cut my trip (didn't go as it was planned also to Bolivia and Chile, also had to avoid high altitudes, trekkings, ...) and just went to Cusco and then home...
After that... i have to knock on the wood... Always healty... including East Africa (Uganda, Kenya), India, SE Asia, ...
Lessons learned... air-con buses can be extremly dangerous for me, especially due to very low temps inside. Since then, on all long distance buses i go well dressed. If getting ill, just stick to that place for a few days (although, i couldn't stay in Lima any longer, i just had to escape the mist and cold of "winter" Lima) to get better. Get a good insurance, that also works in the country where you plan to travel. Have some medecines handy, and don't put all the medecines in your checked baggage when going to a trip... (i found that this year, as they lost my luggage in Rome for a few days, including my anti-malaria pills).
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