Retirement plan has been excuted! I have been fully retired since April 12, 2017. I'm so glad I took the time to research and plan for the day I finally quit work. Every minute I spent on that endeavor was well worth it, as there have been no surprises either financially or how to use all the time I now have available. Jim and I "snowbird" it in the winter, and return to our lake home in MN each spring. We love being away from the snow and cold in the winter, the best part of the experience; meeting so many new friends. We've spent time in Gulf Shores, and Florida and will return to both... full info