Still working on that retirement plan, have reduced my hours to 24 a week, so I'm getting closer. Jim and I sold our Chandler house, and moved to our lake home in MN last April. We love living on the lake, love the peace and quiet of country living, fishing the beautiful MN lakes, gardening and meeting new friends. When will I pull the plug the completely? Right now I'm not ready to commit to a date, as life changes every day, and 24 hours a week is easy to do.
However, my previous advice stands, if your thinking of retiring start planning NOW. Don't wait until a year before your planned date and think you'll be able to accomplish everything in 12 months time. It's a long difficult road with more decisions than you'll ever want to make in a lifetime. Purge, purge, purge!! Get rid of anything you haven't worn, used or touched in the past 6 months. If you have a home to sell, find a good Realtor who is familiar with trends in the area, economic highs and lows and who will offer you expert advice on getting your home ready for sale. Talk to your financial adviser if you have one, and if not get one. You may be able to retire sooner than you think, or you may need to be stuffing more into your 401k.
If you are still working, take every opportunity to travel and discover new places. Go places you haven't gone before and try them on for size. We decided to spend this winter in the Gulf Shores, Alabama region and LOVE IT!