Well, here I am. Finally deciding to put some action into all my thoughts.... I've decided to live my dream and take my fiance Ben with me overseas in February to the UK and Europe for a year of exploration and discovery of the world, Ben, and myself. We have been saving for a house and/or a wedding... but now that we have saved enough, I feel as though I'll be stuck in the mortgage/debt rut for the next 30 years and never have the opportunity to do this ever again... so here I am... planning from the beginning... Wanting to go on the 18th of February (4 days after Ben and my birthday), so that we can celebrate Ben's 21st birthday and my 22nd birthday with our family and friends. Have enough in our joint
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