How much do you borrow? Who do you borrow it from? How long does it take to pay it back?
i don't borrow any money during the holiday season. I just rely on some saving and the bonus that we receive during Christmas. well, all in my family has work so its not that expensive to meet up and have dinner or something...
Reply to this I buy more at Christmas, just because it is Christmas, but I never get in debt for it. That just wouldnt be worth it for things I dont really need.
Mel
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