Those with a passion for travel often also develop top money managing skills over the years, to pay for their expensive hobby. Could you possibly save more money, faster? Have you tried any of the following money saving tips? If so, which ones and did it work?
Interest only loans are evil. Don't ever consider it, the credit crisis was partly due to this thing we call interest only loans. It was able to bring down some of the biggest and most powerful countries... one person wouldn't stand a chance.
Reply to this Try it on and haggle
It could be worth challenging sellers on price you've done it buying that Moroccan rug so why not try it in Britain?
From the same link as in Msg 1.
Would you ever haggle in a country or shop where it is not the done thing? I am not sure I would be courageous/cheeky enough to do that.
If anyone has tried it, how did it go? Did you get a discount?
Reply to this I've haggled prices in Australia with some of the big companies - specifically with furniture and white goods. Any company that offers the instore payment plans ( you know the ones - interest free for 12 months and the like ) have inflated the prices to compensate for fees and interest free periods. If your paying in cash or on a credit card / savings card then you can always haggle down the price or at least get free extras thrown in.
I saved about $150 off a fridge and over $200 plus free delivery on a tv.
Don't forget that in all countries, people haggle the price of cars every time.
Reply to this Would you ever haggle in a country or shop where it is not the done thing? I am not sure I would be courageous/cheeky enough to do that.
If anyone has tried it, how did it go? Did you get a discount?
I told my parents to do this and they managed to get a new LCD tv for £300 less than the shop wanted with a free 5 year warranty and free delivery included! In this economic climate shops are discounting (according to our parents in the UK).
As for us, we haggle for almost everything now automatically!
Reply to this I deleted one post. Please post links in English only. Mel
Reply to this try and remember 'less is more'
do you really need that new flat screen television? could you get by with out buying new clothes every week?
That coffee in the morning from starbucks? Used Public transport recently?
The less you have in your life, the more money you will save, the more time you will have as you won't be replacing things or choosing things to buy and you'll discover rivers of cash that you can divert into your dreams of travelling or whatever!
The things you own end up owning you.
(quote - brad pitt in fight club!)
Reply to this ...could you get by with out buying new clothes every week?
I suppose, but it would take getting used to. :D
The things you own end up owning you.
(quote - brad pitt in fight club!)
The Hare Krishnas say that too. They give minimism a bad name. :D
Reply to this get used to it then - its good for the environment too!
:-)
Reply to this I got used to having no car, no TV, only second hand furniture and just about everything that isnt train, plane journeys or clothes and nice bathroom products and restaurants.
Appart from getting to see some exotic parts of the world, I live quite simply compared to most here in Munich, Germany. 😊
I did go without buying clothes for a year one time when we were broke to save money. I could also have given up my appartment then to match my street dweller look. :D
Reply to this But, I have to admit that this simple living is more motivated by desire to gather more travel money than out of caring for the environment, so I wont buy a halo next time I am buying new things to wear. 😊
Reply to this Indeed!
Although, the less stuff means the more plane tickets..... We always seem to be doing something bad when we spend our money. I sometimes think I should just stick my head in the sand, because living a 100%!e(MISSING)thical life is so difficult in a world where there is do much to do and have. It seems like being very good would mean missing out while others dont. I usually settle for picking and choosing what is most important to me and not trashing the environment more by having things I dont enjoy enough.
Reply to this I've been using my mastercard way too much lately on things as little as chocolate bars... I had to confess my sin, master card has been locked up in my closet now. Its in very odd place so I'm going to have to be very motivated to get it down.
Reply to this Has anyone read the book by what is known as the stingiest couple in the UK? I forget what the name of it is. They had some incredible ways to avoid spending money. Almost all their furniture was makeshift and handmade. They even made their own clothes from the cheapest materials they could find. They had underwear made of curtain lining material.
They kept their credit card frozen in a block of ice, so they would have to thaw it out to use it, to avoid making impulse buys with it.
Reply to this *haha* Credit card in a block of ice! I can not live without my Visa. Forgett about bills and coins!! But on the other hand there is no credit on it so I can only ever spend what I have. But I was brought up with a very money concious mother, and she tought me early on that money is limited.
I still remeber the first thing I ever bought for my own money, a teddy dog. It took me about a year to save up for it!! But I was very happy the day I culd finaly lay my hands on it.
I think that common sence gets you a long way, and as it has been stated in this thread; it's easier to keep from spening money if you have a goal. Just saving money fr the sake of it is not really my thing. Money is made for spending! =)
Reply to this I still remeber the first thing I ever bought for my own money, a teddy dog.
How cute! How old were you Theres?
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