MoneyAsia » JapanTopic Type: Information | |||||||||||||||||||||||||||||||||||||||||||||||||||
| I will be traveling in Japan. What is the best way to carry money? How much Cash, Credit card? | |||||||||||||||||||||||||||||||||||||||||||||||||||
Lance911 Lindsey Post Count: 5 Msg: #1 78 weeks ago, July 1st 2008 | I will be traveling in Japan. What is the best way to carry money? How much | Cash, Credit card? I am new to the travel thing. So any help would be great. Debtravel Debbie Post Count: 212 Msg: #2 78 weeks ago, July 2nd 2008 | Japan has a different system of credit cards to most of the rest of the world - this means that there are lots of ATMs that you won't be able to use with your own cards - but don't worry! The ones you CAN use are ATMs in post offices, and Citibank ATMs. If you're in Tokyo, this means you should be able to get access to your money pretty much all the time as the Citibank ATMs are open even when the bank is not (they're in a lobby). If you're in a smaller place, then access to cash will probably be limited to Mon - Fri, when post offices are open - so if you arrive somewhere on a Friday, get enough cash out to last you over the weekend, until you can get money out again. | Places vary as to whether or not they accept international credit cards for payment - so don't rely on this for paying for meals or accommodation or shopping; it's better to have enough cash on you for these things. Just for info incase it's helpful - Kyoto has a big post office right outside the station with several ATMs. Lance911 Lindsey Post Count: 5 Msg: #3 78 weeks ago, July 2nd 2008 | Thanks for the advice. I was thinking on getting a local credit/debit card here in the U.S. then getting money from a ATM. If I don't have a Citibank card can I still use thier ATM? | Debtravel Debbie Post Count: 212 Msg: #4 78 weeks ago, July 2nd 2008 | Yes - Citibank take international cards so you shouldn't have any problem using yours | tiffatron tiffatron~* Post Count: 35 Msg: #5 78 weeks ago, July 3rd 2008 | i also am travelling to japan soon and am wondering what the best way to carry money would be. i have seen this travelex card that works similar to a credit card and you can top it up online using BPAY....you can convert from aust dollas, US dollars, euro, pound and a few others i think...wondering if it would be worthwhile, if anyone has any advice would be much appreciated! | teecha_nikky Literary Gypsy Post Count: 22 Msg: #6 76 weeks ago, July 16th 2008 | I can use my Australian Debit Card in the 7-eleven ATM's and I live in a city of 96, 000 people out in the country... It's open 24 hrs a day and the rate they charge for withdrawal is a tenth what they charged for a money transfer from home, and I didn't have to wait a week and a half. | I generally try to have cash on me at all times, save my 500¥ coins, and have told visitors to bring their cash already changed, and their credit cards just in case they need more. When I first came over I had Yen travellers cheques and US dollars, but I couldn't change them at a bank until I got an account with them, and a lot of hotels need you to be a guest to change money and money exchange places (especially at airports) always overcharge. tiffatron tiffatron~* Post Count: 35 Msg: #7 76 weeks ago, July 16th 2008 | thanks tee! i know this wasnt my own original post (lance started) but i was looking for same info so i will say thankyou too!! :) i think bringing mostly cash is my best bet with credit card and debit card as back up as u say. cheers | talz13 Jeff Post Count: 2 Msg: #8 76 weeks ago, July 16th 2008 | So if you take money out of an ATM or 7-11 with a credit card, is it done as a cash advance? Or just a regular charge? | tiffatron tiffatron~* Post Count: 35 Msg: #9 76 weeks ago, July 17th 2008 | i believe it would be seen as a cash advance through your credit card company and those fees would apply... not 100% on that though... | Islandboy jeff Jeff Post Count: 6 Msg: #10 76 weeks ago, July 17th 2008 | Its depends how long u staying there..? weeks,month..you should your budget...its very easy...$5000 dolar is enough if you using Skinkansen or flight. | max37 Max Weber Post Count: 19 Msg: #11 18 weeks ago, August 24th 2009 | If you have just a debit card with PLUS or CIRRUS logo at the back of the card, then you can withdraw money in Japanese ATM's, especially at 7-11 ATM, Citibank ATM and JP ATM (Japan postal bank). If you have a debit card with a VISA, then you can withdraw directly from your checking/saving account on that card or through VISA. You have an option on the screen where you want the money from. VISA cash is ALWAYS a cash advance and the fees are always higher depending on your VISA agreements, with interest alone hitting 15-25% or so for a cash advancement. For example, if you withdraw 100 dollars U.S equivalent in Japan as a cash advance from your VISA, you might end up paying 125 back at home. A debit withdrawal might only cost 110 or so depending on the exchange rate on that day plus fees. | Cocodrilo Cocodrilo Post Count: 11 Msg: #12 12 weeks ago, October 11th 2009 | How long are you staying? Japan is pretty safe so bringing cash is no problem. Some places like JR stations and major stores will take credit cards, but smaller places will not. The post office is the best place to use your ATM card to withdraw cash, they're all over the place and take most cards. | nande Kelly Post Count: 1 Msg: #13 7 weeks ago, November 13th 2009 | i would say carry half half in the case you get robbed by one way or the other... Thats the most safest solution i guess... | ___________ <snip> [Edited: 08:47 - Rat on the Road - No links or signitures to commercial websites please.] dexternicholson Dexter Nicholson Post Count: 49 Msg: #14 6 weeks ago, November 17th 2009 | I think you should bring both, you should bring cash if you want to buy something and credit card and atm for your emergency only. | Number of Users: 10 | Number of Posts: 14 | ||||||||||||||||||||||