 Travel insurance |
Travel insuranceEurope » FranceTopic Type: Information | ||||||||||||||||||||||||
| Is travel insurance really necessary when traveling in Europe? | ||||||||||||||||||||||||
suzanne27 suzanne harvey Post Count: 12 Msg: #1 229 days ago, February 27th 2008 | Should i get travel insurance policy,before arranging any trip to europe? Why? |  Mell Mel Fla Post Count: 4121 Msg: #2 228 days ago, February 28th 2008 | Hello Suzanne :) | Are u from a European Union country? If so u can get free medical insurance for when u are in other European Union countries. At least u can if u are from Ireland or England. I presume the same applies to all the other EU countries. I never bother to get insurance for my stuff. If it goes missing I just buy more. I think if I got insurance for it everytime I travel the insurance cost would add up to cost more than replacing anything I lose. Mel [Edited: 15:23 - Mell ] TiggerAng Angela Rhys-Jones Post Count: 7 Msg: #3 203 days ago, March 25th 2008 | I always get travel insurance and the British post office do a good multi trip policy one fee per year for as many trips as long as they are under a certain length of time each. | I always insure incase. I have travelled to Thailand and I really feel that you need insurance when you go to "poorer regions of the world" but for my trip from Australia to UK I booked the trip on my credit card and paid a small excess and i am covered on the bulk policy with the credit card. I think it cost us less than $60AUD for the whole trip. Angie  Ali Ali Watters Post Count: 2929 Msg: #4 196 days ago, March 31st 2008 | Make sure that if you rely on the free medical treatment - it's the E111 European reciprocal agreement - that you fill in any paperwork required. | I agree with Mel on the covering of belongings - if you are careful with your belongings the insurance is in the long run more expensive than taking the risk of paying for new items when lost/stolen - but I personally never travel without medical expenses insured - even if for a short trip. A small accident can ramp up amazingly high medical costs very very quickly - and in the event of repatriation could cost tens of thousands of dollars.  IUMy23 Maya Northen Post Count: 209 Msg: #5 196 days ago, March 31st 2008 | I own a travel planning company and I just had a client traveling through Europe who was very thankful she had travel insurance. I obviously cannot give away details but she became quite ill while traveling (as far as I know it had nothing to do with her travels, simply an unfortunate coincidence) and we had to rearrange her trip so that she could stay in one city and see a specialist there. In addition to her medical bills, she lost money on one of the hotels that she had to cancel. Luckily, she has travel insurance and both her and I were able to call their toll free/international number and inform them of the situation and get their advice on how to handle it all. There are several forms of travel insurance, the most expensive being the "cancel for any reason." If you are pretty sure you aren't going to cancel (or if you are it would be a reason that is covered under the general insurance), then you can take the cost down a good deal and it will still cover things such as medical, emergency evacuation, baggage loss/damage/delay, etc. I probably sound like a travel insurance company, sorry! It just kind of comes second nature from discussing the pros and cons with clients on a regular basis. | Number of Users: 5 | Number of Posts: 5 | |||||||||||||
