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So I have spent a few days writing draft blogs about things leading up to our travels but something has happened recently which has given me major anxiety and has totally thrown a spanner in the works. Forgive me if I breeze through this. I’m at work needing a retreat.
Our plan was to put our house on the market on 1
st December 2012 while I was away for a week in Vegas. Planning permission to build new houses next to our house had been granted but I was unaware that works were commencing yesterday!!! So I came home from work to find a huge gaping hole in the hedge next to our home. Grass had been flattened on the country style field to show where the road was going to go and where the new houses were going to go and I felt a hole in my heart about the same size as the hole in the hedge.
I called an estate agent to value the house for sales and rentals today. He said renting was out of the question as we would only achieve £650 per month when our mortgage is £720 per month. For sales he quoted £154,000 when we paid £157,000. On top of that if we manage to sell it soon, we’d have to pay an early repayment fee of £2,600 + the agents fees of about £2,000. Our hands are clearly tied. We have no other option but to sell it as quickly as possible. The longer we leave it the more time the builders have to erect 12ft cranes and make our countryside a building site. We’re at a loss and it’s breaking my heart that things are now well out of our control.
As I do have Vegas in December, if we sell soon, it means I’d have to rent a room from a friend or family. I mentioned this all to my mum yesterday and when I told her I may have to live with her for a little while to clear debts and save money……she laughed and said nothing until I was furious enough to hang up the phone on her. I’m in panic mode with nowhere to turn and the only thing I want to do is get on a plane.
I was speaking to my boss who doesn’t even know I was thinking about travelling. After explaining the situation of our house, her response was “If I talk to you from a totally non selfish point of view, may I advise you to go travelling. If you can help it, don’t use your deposit money but if you feel you have no choice then just go”. She went travelling as well you see. She’d actually done it twice but managed to be in a better off situation and didn’t have to sell her apartment. I feel under pressure, anxious and on my own but I feel like all signs are pointing to…”Get on a plane, do not pass go, do not collect £200”
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tamandfamily
Tam & Family
eeekkkk!
I know when you go travelling and are making huge changes in your life anything out of the ordinary is pretty freaky. But if you rent its wonly a 70 pound loss a month...that would be better wouldnt it than the $000's if you sell? Plus the possibility of property market looking better in a few years when you return?