Hello Daniel 😊
Travelling with cash might be an option for you. Some would say it is not a wise option, but in all my 22 years of travel, I have only been robbed twice, and that was because of carelessness on my part. As well as that, in some places you need large amounts of cash because other forms of currency are not usable. This doesnt apply to the places you are going though, but just letting you know that many travellers are forced to take the risk of travelling with large amouts of cash, so you can too. Take a lot of cash carrying safety precautions such as putting your cash in something attached to the inside of your clothes, and never swim without taking it with you in a waterproof money holder etc etc etc.
Bankruptcy is and interesting and complicated subject, like most burocratic stuff.
My friend declared bankruptcy. She didnt say much about how restrictive it is, nor did she mention the restrictions appart from she had to go to finance instruction lessons.
Also, I wonder about the bankruptcy question, because I am an expat in Germany and have been unable to get medical insurance here, because of some more burocracy. If I ever became very sick and couldnt pay, then bankruptcy might be my only option to deal with it.
I also spoke with others on the internet who have been bankrupt. As far as I understand, they dont strip you of all your assets(these people were in the US), but that would be on the expectation/demand that they are the basics you need to live on and/or they are needed for you to have a job. ie You are allowed a modest home, a modest car...
Leaving the country might be something that would cause more problems for you if you declare bankruptcy. Not holding down a job or even being in the market for one would be considered to be making no effort to improve your financial standing, and would possibly prevent you recovering your credit rating and maybe other problems. If I were you I would trawl the internet to try to find out what those problems could be. There have to be others in your position.
5000 British pounds is a lot of money. It would buy you a round trip from the UK to Asia and would provide you with 4 to 8 months of backpacker type travelling in places like Malaysia and India.
Anyone who can give more detail about bankruptcy as a solution to having no insurance for huge medical bills, would you post here, as I would be interested in finding out more about that possibility, though I do hope the burocracy here becomes less rigid and I can get medical insurance, so dont need the bankruptcy option. For those who want to tell me it is stupid to not have medical insurance dont, because I know already, and the solution for this is not one that can be easily solved. I have been trying for years, so unless you know a lot about it, no need to waste your time posting here about how you think I can get medical insurance in Gemany. The bankruptcy information would be most welcome though from anyone who knows anything at all about it. Give it about any country, and then I will compare it with what I can find out about how it works in Germany or even Ireland where I come from. 😊
Mel
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