I was justed charged 150 baht for using a atm....thats a heck of alot of money for a cash machine transaction.
Just went to the ATM in bangkok for the first time for two reasons 1) to make sure my
cards work 2) and to get cash out.. but i was surcharged 150 baht for the transaction so i canceled and made a bigger transaction of 10,000 baht and still i got charged the same 150 baht..Is This charge a standard charge irrespective of how much you take out? Is there any way to avoid these charges? any advice will be greatly welcomed:-)
Only way to avoid the charge is to have an account with the same bank as the ATM, so if you think Thailand, we could speak of Standard Chartered, HSBC, Citibank and few others.
In Thailand it is a fix amount, withdraw 500 bahts or 20,000b, it's the same amount. So if your money is safe, do big withdraws.
Don't forget that by using an ATM, you will also been charged pretty often by your own bank back home another charge. But at the end of the day, you also have a better rate. And last, make sure you are using a debit card, not a credit card...withdraw on credit cards are way more expensive!
I was having the same troubles with ATM Fees. Here in NYC I found PNC Bank, which if you enroll in their online banking only, and keep a $2,000 balance in you're checking account, will reimburse you for all ATM fees worldwide
. You can't really beat that.