If you happen to have poor credit or have had a recent bankruptcy, rest assured that you can still get approved for an car loan through the use of sub prime lenders. Sub prime lenders specialize in the financing of car loans to people that have not so great credit. A car loan can also help you rebuild your credit profile, which will enable you to qualify for even lower rates on all of your outstanding loans within two years time. The Bad Credit Factor The traditional financing companies are typically willing to work with people that happen to have less than stellar credit scores. There's an estimated eighty percent of individuals that have at least one late payment on the credit reports. So it's always better to request a quote from a traditional lender before
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